Why reconciliation needs to be built in, not bolted on
A payment business has to know every day how much money it owns, where it sits and what it earned — and be able to show that its records agree with what providers actually settled. A spreadsheet kept beside the panel drifts away from the transactions within a week, and month-end turns into an investigation. Accounting & reconciliation is an optional module in the tenant manager built to close that gap.
Treasury: everything the operator owns, per currency
Treasury shows everything the operator owns per currency: balances on its own accounts plus its share held at each provider, split into reserved, frozen and free. Provider funds show whose money sits on each MID and flag anything that is not covered or not attributed, so an unclear balance does not stay hidden inside a bigger number.
A daily P&L that actually closes
The module produces a daily P&L showing gross, commission and FX profit, fees and net result per currency. A day is finalised, reviewed and then frozen. If a mistake is found afterwards, it is corrected with a reversal dated the day it is made — never by editing history, so the trail of what was known at the time stays intact.
A financial register for money that isn't a transaction
Not every movement of company money is a payment or a payout. A financial register records expenses, deposits, withdrawals, OTC deals, transfers and dividends, each with a category and a supporting document. Settlements cover both directions: provider sweeps to the operator's own accounts, and payouts to merchants against a named MID.
Matching provider statements against the platform
Provider statements are matched against platform transactions on amounts, references and timing windows rather than a single exact key. Anything that does not match becomes an explicit break with a reason, and it is assigned and resolvable rather than left as a silent gap. Treasury is snapshotted nightly, and every balance chain is re-verified against the stored balance. Systematic differences between contracted and applied fees show up as a pattern of breaks, which is what turns a vague suspicion about fees into something you can point at.
Who this is for
Accounting & reconciliation lives inside the tenant manager and is enabled per billing plan. It is aimed at the people running payment operations day to day — the ones who need to answer, at any moment, what the platform owns, what each provider owes, and which days are actually closed.
